This is a contract role through Magnit for a personal finance company who offers financial products, educational, content, and tools on a digital platform for users to make informed financial decisions. This role is remote in the US ONLY.

• Review and analyze small business loan applications, including tax returns, balance sheets, profit & loss statements, and debt schedules
• Audit borrower files to ensure completeness, accuracy, and compliance with bank credit requirements
• Perform financial spreading and identify key risks, strengths, and inconsistencies in borrower financials
• Support credit decisioning by flagging issues, missing documentation, or follow-up questions for internal teams
• Manage assigned files within the credit pipeline to meet defined SLAs and turnaround times
• Serve as a credit support resource to Sales and Relationship Managers to help prepare files for downstream review
• Maintain organized and accurate documentation within internal systems

Skills

• 2+ years of professional experience in Credit, Accounting, Finance, or underwriting-related roles
• Strong ability to read, interpret, and analyze small business financial statements
• High attention to detail and comfort working in a high-volume, deadline-driven environment
• Ability to work independently within clearly defined credit guidelines and processes
• Clear written and verbal communication skills
• Proficiency in Excel for financial analysis
• Prior experience with SMB lending or bank underwriting is a plus

Education

Bachelor’s degree in Finance, Accounting, or a related field required

Hourly Pay Rate Range (dependent on location, experience, expectation)

The pay range that Magnit reasonably expects to pay for this position is: $ 25-30/hr

Benefits: Medical, Dental, Vision, 401K (provided minimum eligibility hours are met)